Car Financing and Loans in Bountiful, UT

Buying a new car is an exciting event and a significant investment. You've done all the necessary research to find a vehicle that fits your driving needs and lifestyle, from the engine specs to the features offered by trim level. Now it's time to speak with our financing team so you can drive your new vehicle home today. The finance center at Bountiful Mazda can help you get approved for a monthly payment that fits your budget.

How Does Financing Work at Bountiful Mazda?

There are two financing options available at Bountiful Mazda. One is to get preapproved online using our quick pre-approval form to understand what to expect when you visit our dealership. The second option is to visit our dealership in person and speak with a member of our finance team. The online preapproval process is designed to help save you time when purchasing a new vehicle, though you're also welcome to get in-person assistance and answers to any questions.

We offer various new Mazda vehicle specials to help make the financing aspect of purchasing a new car as easy and affordable as possible. You can view our current offers online for our new and used vehicle selection at Bountiful Mazda. When you're ready to apply for financing for your new or preowned Mazda vehicle, visit Bountiful Mazda online or in our dealership today. Getting pre-approved is easy, or you can stop by, and a member of our finance team will gladly help you.

Understanding Vehicle Financing

There are a few key things to remember when shopping for your next car and some things you should know about how vehicle financing works. Financing options include direct lending and dealership financing if you intend to purchase the vehicle. Another financing option is leasing, which is also available through Bountiful Mazda.

Direct Lending

Direct lending is when you get your loan through a credit union, bank, or finance company and agree to pay the amount financed plus an additional finance charge over the loan period. Direct lending may offer you comparisons so you can shop around for the best rates, and you'll know your terms in advance.

Dealership Financing

Dealership financing is popular when shopping for a car, and you can get this type of loan through our financing department at Bountiful Mazda. This convenient financing option allows you to do everything in one spot while taking advance of any special new or preowned vehicle programs.

Leasing a Mazda at Bountiful Mazda

Another financing option at Bountiful Mazda is a new vehicle lease. Leasing a vehicle means you agree to pay for and use a vehicle for an agreed-upon number of miles and months, similar to renting a vehicle long term. At the end of the lease, you return the vehicle to our dealership. Your lease will include any additional fees for going over on mileage, terminating the lease early, or excessive wear and tear on the vehicle. Our finance team will discuss these terms with you before you sign.

Why Getting Preapproved Might Benefit You

Getting preapproved for a car loan is beneficial to many people. You can get answers to many questions during the financing process before you even have a vehicle picked out, saving you time. A preapproval will show you your total budget ahead of time, as well as the interest rate and an estimate of your payment. This will allow you to set a budget so you stay within these limits when shopping for your car. It also means our sales team can help you find a vehicle within your budget.

If you've had credit problems and are worried about being approved for a loan, this preapproval process will inform you of any issues you must address before shopping.

What You Need To Get Preapproved

Gathering all the information you need for a preapproval is easy. Here's what you'll need to apply at Bountiful Mazda:

• Your personal information, including your date of birth, name, social security number, and contact information.
• Details about your home, including your address, whether you rent or own, how long you've lived there, and your monthly housing payment.
• Loan details, such as how much you want to borrow.
• Income and employment information, such as employment status, employer name, and gross annual income.
• Trade-in information, if applicable.

Financing for All Types of Credit Scenarios

Whether you have good credit, OK credit, or are working on rebuilding your credit score, Bountiful Mazda has financing options. We offer loan programs to help you get your credit back on track. For those with good credit, we have flexible terms and rates that will meet your budget and allow you to get the Mazda of your dreams.

Extended Warranty Coverage Options For Your Mazda

Mazda offers a manufacturer warranty when you purchase a new car that will cover your vehicle for 36 months or 36,000 miles, whichever comes first. Meanwhile, a limited powertrain warranty provides coverage for 60 months or 60,000 miles. While these are both generous warranty coverage options, sometimes, things will need to be repaired or replaced that aren't covered under these plans. Problems may also occur after coverage has expired. At Bountiful Mazdam, we offer extended warranty programs to cover any gaps in coverage or protect you after your vehicle's manufacturer warranty has run out.

Contact Bountiful Mazda Today

When you're ready to get into a new vehicle and wish to discuss financing options, don't hesitate to contact the finance department at Bountiful Mazda. A team member will be glad to help answer any questions you have or walk you through the application process. You can contact us online via our secure form or at 801-397-2277. Or you can come and see us at 2815 S. Main St. in Bountiful, Utah, Monday through Saturday from 8 a.m. to 9 p.m. Our team is here to help you get into the Mazda of your dreams with financing you can afford.